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1 Forbes Advisor “Best Life Insurance Companies 2022”: https://www.forbes.com/advisor/life-insurance/best-life-insurance-companies/?award=best-life-insurance-companies-awards-2022-pacific-life Published 1/11/22. Forbes Advisor is not an affiliated company of Pacific Life Insurance Company.

2 The COMDEX is a composite score of the four independent raters of financial strength (A.M. Best, Fitch, Moody’s, and Standard & Poor’s). The COMDEX rates life insurance companies on a scale of 0 to 100, with 100 being the highest rating. As of August 1, 2024. For current ratings, visit www.PacificLife.com. COMDEX is not an affiliated company of Pacific Life Insurance Company.

3 VitalSales Suite, a product of EbixExchange. As of August 1, 2024. EbixExchange is not an affiliated company of Pacific Life Insurance Company.

4 Ethisphere Institute named Pacific Life one of 2018, 2019, 2020, 2021, 2022, 2023, 2024 & 2025 World’s Most Ethical Companies based on its compliance and ethics program, corporate citizenship, culture of ethics, corporate governance, and leadership, innovation, and reputation: https://www.pacificlife.com/press-releases/pacific-life-named-one-of-worlds-most-ethical-companies-for-eighth-consecutive-year.html.

5 2017–2023 Dalbar Insurance Service Award Winner for Consistent focus on improving the policyowner experience: https://www.dalbar.com/awards/service-award/. Dalbar is not an affiliated company of Pacific Life Insurance Company.

6  Newsweek “America’s Best Customer Service Companies 2022”: https://www.newsweek.com/americas-best-customer-service-2022/services-insurance.

The primary purpose of life insurance is to provide death benefit protection in the event of the insured’s death.

In order to sell life insurance, a financial professional must be a properly licensed and appointed life insurance producer.

Clients should carefully consider a variable life insurance product's risks, charges, limitations and expenses, as well as the risks, charges, expenses, and investment goals/objectives of the underlying investment options. This and other information about Pacific Life Insurance Company are provided in the applicable product and underlying funds prospectuses. These prospectuses should be read carefully by clients before investing or sending money.

Variable insurance products are distributed by Pacific Select Distributors, LLC (member FINRA & SIPC), a subsidiary of Pacific Life Insurance Company, and are available through licensed third‑party broker‑dealers.