Help your clients achieve their financial goals with Pacific Life’s competitive, customizable, and
innovative approach to life insurance underwriting.
Underwriting Innovations
Pacific Accelerated Life+ (PAL+)
Designed to make doing business with us even easier, PAL+ offers choices for a dynamic and customizable approach to underwriting.
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Get to Know PAL+
PAL+ provides one seamless process with choices so you can choose the best possible path for the way you prefer to do business. See how this intelligent process works.
Start Now—Get Our Best PAL+ Experience
Submit an Application
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A Refreshed Approach to Large-Case Underwriting
Pacific Life is invested in your success in the large-case market. As a leader in large-case underwriting, we are transforming your underwriting capabilities with these resources.
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Pacific Life Holds the Keys
Our holistic and noninvasive underwriting approach can help benefit your large-case clients. Explore the opportunities.
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Holistic Underwriting
Discover holistic options for your large-case clients with continuous comprehensive medical care.
View Our Top Resources
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Pacific Healthy Rewards
Get a winning combination of wellness crediting and underwriting expertise to help your clients score the best underwriting offer first.
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Tired of Phone Interviews?
With our convenient online health history, your clients can complete their application—without picking up the phone.
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Leading the Large-Case Market
Pacific Life Underwriting—A Leader in the Large-Case Market.
Have Questions?
Whether you're ready to submit an application or
aren't sure where to start, we can help.
Explore Additional Resources
Find more insights, tools, and conversation starters to help you delight your customers.
The Power of Pacific, Now More Powerful with PAL+
Get to know the many reasons to love Pacific Life.
What Happens Next
Help prepare your clients for the online healthy history tool and paramedical exam (if required) with this handy flyer.
Life insurance is subject to underwriting and approval of the application and will incur monthly policy charges.
Insurance products and their guarantees, including optional benefits and any crediting rates, are backed by the financial strength and claims paying ability of the issuing insurance company. Look to the strength of the insurance company with regard to such guarantees because these guarantees are not backed by the independent broker/dealers, insurance agencies, or their affiliates from which products are purchased. Neither these entities nor their representatives make any representation or assurance regarding the claims paying ability of the issuing company.